If you have been thinking about it well now is the time. Right before the government cuts off the additional funding that is helping to keep rates low. Without a re-newed commitment from the Fed some analysts are expecting rates to rise.

This week the average rate on a 15-year fixed rate mortgage was 4.32%, down .01% from last weeks rate according to Freddie Mac.

So call your lender and have your loan papers ready to go. These rates will be gone soon.